1174 Stoneridge Drive, Suite 100,,

Bozeman, MT 59718

Mann Mortgage supports our heroes: Discover the benefits of VA loans today!

Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.

What are VA home loans?

In the picturesque towns of Belgrade, Camona, Four Corners, and Patterson, nestled amidst the rolling landscapes of opportunity, residents are often faced with the significant decision of securing financial support for various life endeavors. For those who have proudly served our nation, the path to financial stability and homeownership is paved with a unique opportunity known as VA Loans. These loans, meticulously crafted to cater to veterans, active-duty service members, and select members of the National Guard and Reserves, stand as a beacon of hope and financial empowerment.
Elderly woman pinning a medal on the shirt of an elderly veteran man.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

VA loans
at a glance.

  • VA Loans are mortgage loans specifically designed for veterans, active-duty service members, and certain members of the National Guard and Reserves. They are guaranteed by the U.S. Department of Veterans Affairs, making them an attractive option for eligible borrowers.
  • One of the most significant advantages of VA Loans is that they often require no down payment. This feature can be a game-changer for those looking to purchase a home without the financial burden of a down payment.
  • VA Loans typically have more lenient credit requirements compared to conventional loans, making homeownership accessible to a broader range of individuals.
  • Unlike many conventional loans, VA Loans do not require borrowers to pay for private mortgage insurance. This can lead to substantial savings over the life of the loan.
  • VA Loans offer streamlined refinancing options, allowing borrowers to refinance their existing VA Loan with minimal paperwork and hassle, potentially lowering their monthly mortgage payments.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

VA loans

Eligibility for VA Loans is typically extended to veterans, active-duty service members with at least 90 consecutive days of service during wartime or 181 days during peacetime, and certain members of the National Guard and Reserves.

VA Loans are primarily intended for the purchase of primary residences, including single-family homes, condominiums, and some multi-unit properties (up to four units). Investment properties and vacation homes are generally not eligible.

While VA Loans have restrictions on the types of closing costs that veterans can pay, there are still fees involved, such as the VA funding fee, appraisal fee, and other customary closing costs. These fees can vary depending on factors like the size of the down payment and the borrower’s military category.

Yes, VA Loans are assumable, meaning that in certain cases, a new borrower can take over the existing VA Loan. This feature can be advantageous when selling a home, as it may make the property more appealing to potential buyers.

To apply for a VA Loan through our Bozeman Office, you can reach out to our dedicated team of experts who specialize in assisting veterans and military personnel. They will guide you through the application process and provide personalized support tailored to your specific needs.

VA Loans offer valuable benefits to eligible individuals, including no down payment, flexible credit requirements, and the absence of private mortgage insurance. If you’re in Belgrade, Camona, Four Corners, or Patterson and are considering a VA Loan, our Bozeman Office is here to assist you every step of the way. Feel free to contact us to explore your options and achieve your homeownership goals with confidence.

“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”

Adam P. B.

Let's get you home.

0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.